Life insurance specific to the various professions has come to vogue now, as insurance companies seeking to service clients more effectively are offering customized insurance plans. And it is just not the life insurance but every type of insurance like disability insurance are available now tailor-made to suit different professionals. Presently disability insurance for doctors covering a wide spectrum of specialty is offered by leading insurance companies to serve the medical professionals who are not immune to disabilities. Many a times these professionals face the risk of occupational hazards and contact diseases which lead to disabilities and hence these policies are aimed to protect them.